The SCFB Products Program is still open for business offering delivery and curbside pickup. Contact the team at 1-800-849-3778.
- Coronavirus Food Assistance Program
The Coronavirus Food Assistance Program (CFAP), administered by the USDA, will provide up to $16 billion in direct payments to deliver relief to America’s farmers and ranchers impacted by the coronavirus pandemic. In addition to this direct support to farmers and ranchers, USDA’s Farmers to Families Food Box program is partnering with regional and local distributors, whose workforces have been significantly impacted by the closure of many restaurants, hotels, and other food service entities, to purchase $3 billion in fresh produce.
There is a payment limitation of $250,000 per person or entity for all commodities combined. Applicants who are corporations, limited liability companies or limited partnerships may qualify for additional payment limits where members actively provide personal labor or personal management for the farming operation. Producers will also have to certify they meet the Adjusted Gross Income limitation of $900,000 unless at least 75 percent or more of their income is derived from farming, ranching or forestry-related activities. Producers must also be in compliance with Highly Erodible Land and Wetland Conservation provisions.
Applying for Assistance
Producers can apply for assistance beginning on May 26, 2020. Additional information and application forms can be found at farmers.gov/cfap. Producers of all eligible commodities will apply through their local FSA office. Documentation to support the producer’s application and certification may be requested. FSA has streamlined the signup process to not require an acreage report at the time of application and a USDA farm number may not be immediately needed. Applications will be accepted through August 28, 2020.
- USDA Rural Development Loans
The USDA Rural Business-Cooperative Service (RBCS) will begin administering the Business and Industry (B&I) Guaranteed Loan Program, which was created in the CARES Act. This program will provide $1 billion in guaranteed loans for rural businesses and agricultural producers who do not qualify for Farm Service Agency (FSA) loans.
The B&I Guaranteed Loan Program will be directed to rural businesses and agricultural producers who were in operation on Feb. 15, 2020. The loans must be used for working capital loan purposes to support business operations and facilities in rural areas including agricultural producers.
USDA also announced that these loans will:
Expand eligibility to agricultural producers who are not eligible for FSA loans;
Provide 90 percent guarantees on B&I CARES Act Program loans;
Set the application and guarantee fee at two percent of the loan;
Accept appraisals completed within two years of the loan application date;
Not require discounting of collateral for working capital loans; and
Extend the maximum term for working capital loans to 10 years.
- Farm Bureau Bank PPP Loans
Farm Bureau Bank has been working expeditiously with the Small Business Administration (SBA), to launch the Paycheck Protection Program; we are pleased to share that we are now accepting applications. Unlike most financial institutions we are NOT limiting applications to our existing customers and will be accepting applications from Farm Bureau Members. As I’m sure you have heard, this program is very popular, which is creating backlogs at many financial institutions and some banks are no longer accepting applications. We are here to help your Members get access to this program if they are unable to be served by their local bank.
- SCDA Information
Farmers looking to setup on-farm pickups, click here to be added to the Carolina Farm Stewardship map.
To be added to the South Carolina Department of Agriculture list of local farms, contact LauraKate McAllister by email or phone (Office: 803-734-2224 | Cell: 803-667-7829).
- Clemson Extension Information
Clemson Extension offices are closed to the public, but agents are still working and soil samples are still being processed. Click below for more information.
All S.C. pesticide applicators who were licensed as of Dec. 31, 2019 but have not already renewed as of April 1, 2020, will have their licenses extended through Dec. 31, 2020 if they meet specific requirements.
- On-Farm Resources
COVID-19 is not known to be a food borne illness, but good sanitary practices remain of the utmost importance. Here are some resources to protect your farm and yourself should you open to the public.
- Employee Safety
- Employer Resources
For farmers with employees, here are some helpful resources
- Coronavirus Financial Aid Information
- USDA Information
NRCS and FSA offices are open by appointment only.
USDA’s Risk Management Agency is authorizing additional flexibilities due to coronavirus state of emergency. Working through Approved Insurance Providers, RMA is ensuring that crop insurance will be delivered.
- SBA - Paycheck Protection Program
The Paycheck Protection Program (PPP) is a new guaranteed loan program, which includes $349 billion, for small businesses to keep their employees on the payroll. Eligible businesses include nonprofits, veterans organizations, Tribal business concerns, sole proprietorships, self-employed individuals, and independent contractors – with 500 or fewer employees.
Loans are capped at $10 million but can include up to eight weeks of the businesses average monthly payroll costs from the last year plus an additional 25 percent for non-payroll costs. Seasonal and new businesses will use different calculations. The PPP will be available through June 30, 2020.
The loan will be forgiven if:All employees are kept or quickly rehired and compensation levels are maintained for eight weeks (payroll costs are capped at $100,000 on an annualized basis for each employee) The funds are used for:
- Payroll and benefits
- Mortgage interest incurred before February 15, 2020
- Rent, under lease agreements in force before February 15, 2020
- Utilities, for which service began before February 15, 2020.
Farmers can apply for the PPP through any existing SBA 7(a) lenders or through any federally insured depository institution, federally insured credit union, and Farm Credit System institution that is participating.
Applications can begin on:
April 3, 2020, for small businesses and sole proprietorships through existing SBA 7(a) lenders April 10, 2020, for independent contractors and self-employed individuals through existing SBA 7(a) lenders All federally insured depository institutions, federally insured credit unions, and Farm Credit System institutions that are not existing SBA lenders can begin making loans once they are approved and enrolled in the SBA program. New lenders will need to submit their application to DelegatedAuthority@sba.gov to apply with the SBA.
Borrowers will still owe money if:The loan amount is used for anything other than payroll costs, mortgage interest, rent, and utilities payments over the 8 weeks after getting the loan. Due to likely high subscription, it is anticipated that not more than 25 percent of the forgiven amount may be for non-payroll costs. You will also owe money if you do not maintain your staff and payroll.
PPP Information for Agriculture Related Industries
PPP Application Form
SBA PPP Rule
PPP Borrower Information Sheet
PPP Lender Information Sheet
SBA Lenders Serving SC
Schedule F Guidance
PPP Loan Forgiveness Application